![]() ![]() This online tool may be useful in finding a new plan. If a person moves away from the three states in which Harvard Pilgrim offers Advantage plan coverage, they may be excluded from their Advantage plan and will need to find a new plan in the new location. If a person is eligible for original Medicare, they can enroll in a Harvard Pilgrim Advantage plan. There are several options to get detailed information about Harvard Pilgrim’s Advantage plans, including calling the Harvard Pilgrim client care number at 1-86 (TTY: 711), available from 8am to 8pm or using the online portal. Special enrollment periods (SEPs): A person may also qualify to enroll at other times, depending on special circumstances such as moving homes, qualifying for Extra Help or Medigap, or moving to an institution.Fall open enrollment period (OEP): From October 15 through December 7, an individual can change from original Medicare to a Medicare Advantage plan or switch between Medicare Advantage plans.The coverage starts the month after a person has enrolled. General enrollment period (GEP): If a person missed their IEP, they can also enroll from January 1 to the end of March.Initial enrollment period (IEP): When a person is first eligible for Medicare, they can enroll in the plan 3 months before their 65th birthday, during their birthday month, and for up to 3 months afterward.Harvard Pilgrim offers one HMO-POS plan, the Harvard Pilgrim Stride Choice Rx.Ī person can enroll in a Harvard Pilgrim Medicare Advantage plan during several Medicare enrollment periods, including: However, if a person chooses to do that, there may be higher copays or coinsurance. HMO Point-of-Service (HMO-POS) plans are similar to HMO plans, but a person can get some types of healthcare outside the plan’s network. The various plans offer basic benefit level to full coverage. Harvard Pilgrim offers four HMO plans, including: ![]() However, if a person uses a provider outside the plan network, such as in an emergency, they may have to pay extra costs. A person chooses an in-network primary care doctor, who then coordinates the person’s healthcare. With HMO plans, healthcare providers in the plan’s network provide healthcare services. Harvard Pilgrim offers two types of Medicare Advantage plans, called Medicare Advantage Stride HMO and HMO-POS. ![]()
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